The factionalist characteristics of the banks by overseas Chinese in Singapore and Malaysia are demonstrated not only in their foundations,but also in the course of their management.Its origin lies in its factionalist quality of their economy and with the development of oversea Chinese community after the Second World War,those characteristics faded.
With the help of the interaction of the Chinese associations in Malaysia with Chinese society,the Malaysian society and the local Chinese associations,the paper tries to generalize and summarize the characteristics and rules in the history of their developmental stages.
