Research on Perfecting the Agricultural Policy-finance Service Function of ADBCXIA Wenchao With the continuous development of the market-orient reform of the circulation of grains in the mainly selling area, the grain safety construction and agricultural structural adjustment need a new requirement of ADBC’s agricultural policy function. Rounding the market-orient reform of the circulation of grains reform and the countryside well-to-do society construction, combining the characteristic of ADBC’s policy-loan, this article deeply studies and probes into the business scope, capital source, the loan return guarantee, the loan risk precaution and decision on granting the loan of the agricultural policy-finance service function of ADBC in the grain mainly selling